Financial advisory
Examines profitability, liquidity, working capital, cost, planning, and control.
العربيةContact usFinancial & Credit Advisory Integrated consulting service
We turn financial data into clearer insight and stronger decision readiness.
We help organizations analyze financial and credit performance, strengthen planning and control, and resolve gaps affecting finance, classification, qualification, and management decisions.
We connect financial statements with operations, contracts, collections, obligations, and risk—then organize the policies and evidence behind a credible financial position.
Understanding the route
Financial performance explains results; credit readiness explains capacity to meet obligations and grow.
A strong case depends on consistency across statements, cash flow, collections, finance, and financial governance.
Credit readiness
Organizes the evidence and practices that demonstrate repayment capacity and risk management.
We define the target decision, validate the data, analyze drivers and trends, and convert findings into a measurable treatment or development plan.
Scope of support
Financial support aligned to the decision at hand.
The scope may address performance diagnosis, planning and control, credit readiness, or financial evidence for qualification and classification.
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Financial analysis and performance diagnosis.
- 02
Financial planning and budgeting.
- 03
Liquidity and working-capital management.
- 04
Management reporting and financial control.
- 05
Credit-readiness and profile improvement.
- 06
Financial requirements for financing, qualification, and classification.
Readiness review pillars
We assess the financial and credit position as one picture.
Sound analysis begins with reliable data and ends with clear actions, owners, and measures.
01Data and statement quality
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We test completeness, consistency, and traceability between financial and operating records.
- Statements and notes.
- Trial balance and schedules.
- Period and source consistency.
- Accounting observations.
02Profitability and efficiency
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We analyze revenue, margin, cost, and profitability by project, customer, or activity.
- Revenue growth.
- Margins and costs.
- Segment profitability.
- Break-even and efficiency.
03Liquidity and working capital
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We examine cash cycles, receivables, inventory, suppliers, and short-term obligations.
- Cash flow.
- Receivable aging and collection.
- Payables and obligations.
- Working-capital requirement.
04Debt and credit
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We assess capital structure, repayment capacity, banking relationships, and credit-profile drivers.
- Loans and facilities.
- Leverage and coverage.
- Guarantees and covenants.
- Credit record and conduct.
05Planning and financial governance
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We strengthen budgets, forecasts, authorities, policies, and reporting for control and decisions.
- Budgets and forecasts.
- Financial authority matrix.
- Credit and collection policy.
- Reporting and early-warning indicators.
Our methodology
From data validation to a measurable financial action plan.
Priorities follow their impact on cash, profitability, risk, and the target decision.- 01
Define the target and scope.
- 02
Collect and validate data.
- 03
Analyze ratios, trends, and drivers.
- 04
Identify root causes, gaps, and risk.
- 05
Build recommendations and the action plan.
- 06
Develop reports, policies, and tools.
- 07
Track outcomes and refresh forecasts.
Your next step